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Choose health and points wealth with HCF
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Get 15x points on select fresh produce at Coles for 2 months, and 2 month waiting periods waived on selected extras when you join and make your first payment on eligible HCF health cover by Sun 31 Dec 2023.*^ Plus, get up to 130,000 points once you’ve been with HCF for 10 months.~
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15x points offer excludes seafood, deli, nuts, dried fruit, bakery and floral. Offers available to new members only, policy exclusions & T&Cs apply.
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What's on at HCF
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| Annual premium | Total points | Flybuys Dollars** |
| $6,000+ | 130,000 pts | $650 |
| $5,000 - $5,999 | 100,000 pts | $500 |
| $4,000 - $4,999 | 80,000 pts | $400 |
| $3,000 - $3,999 | 60,000 pts | $300 |
| $2,000 - $2,999 | 48,000 pts | $240 |
| $1,000 - $1,999 | 24,000 pts | $120 |
| Less than $999 | 14,000 pts | $70 |
Terms and Conditions
Points shown above are for members who join HCF as a new member on or after Sat 1 Jul 2023.